Vehicle Insurance Coverage
Accidents happen, but you don't have to wait until they happen to get insurance. As an independent insurance agency, Bain Insurance Agency works with a variety of insurance providers and can assist you in comparing coverage and premiums to find the best coverage and value for you.
We're your local agents — real people who live and work in Bandon — so we know how to find the best coverage for your car. Our team can help you find the best insurance for you, whether you're hitting the winter trails, taking a summer road trip, or just driving the everyday commute. Discuss your insurance needs with one of our friendly staff members today.
Coverage Options
Liability Coverage
In the case that you inadvertently cause injury to other drivers or damage to other vehicles or property, this coverage can protect you.
Uninsured & Underinsured Coverage
Suppose a driver with no coverage or insufficient coverage causes injuries to you or others in your car. In that case, this coverage takes care of medical bills, pain and discomfort for bodily injury to you and others in your vehicle.
Personal Injury Protection
Personal injury protection is defined as a no-fault, first party coverage for the named insured and resident family members. Coverage is afforded for wage loss, medical expenses, loss of services and funeral expenses.
Comprehensive Coverage
Damage to your vehicle caused by anything other than accident or upset can be covered, less any deductible. (For example, fire, robbery, and glass breakage)
Collision Coverage
A collision with another object can result in damage to your vehicle. Collision coverage may pay for the damage, less any deductible.
Towing & Labor
This coverage may include a limited amount of reimbursement for costs such as towing or car repairs incurred at the vehicle's disablement location.
Rental Reimbursement
This coverage pays a portion of a rental car's cost when the car is being fixed due to a covered claim.
